Considering consumers’ demands and expectations, direct operator billing can be seen as
the answer to modern-day settlement issues. This is a payment service that allows
consumers to process transactions while adding the price of the products to
their phone bill. The best part of this infrastructure is that it can be
accessed via both smartphones and feature phones. This system originated when
consumers used to buy low-priced multimedia
contents such as ringtone or wallpaper services. However, it has evolved to
become a very popular one in the fintech
market.
Carrier billing emerged with the purchase of ringtones and
wallpapers
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