Besides the fact that they are secure payment solutions,
several other factors have led to the popularity of mobile wallets. In developing countries, less than 25% of the
population have a bank account. In contrast, 80% of them have access to a
smartphone and a mobile account.
Moreover, this payment service works through text messages.
So even if a consumer does not have the latest handset, there is no issue. He/she
will still be able to pay online without difficulty.
There
are more smartphone-owners than banked customers
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