Online shopping: Buy Now Pay Later becoming more popular

 

The growth in online shopping services has given rise to more trends. One of them is ‘Buy Now Pay Later’ (BNPL). This is becoming increasingly popular among shoppers. In fact, according to a study, one in five UK consumers are planning to use this system for their Christmas purchases.

Already, 36 percent of Gen Z have used these facilities this year. This represents a 60% growth from 2019. With more people trying to spread out the costs, e-commerce merchants offering this payment option can expect to see their order numbers growing exponentially by the end of the year. A financial firm conducted a study among 5000 consumers and it revealed that 22% of those in the UK plan to pay for their Christmas purchases via this service.

Why this facility? Why are buyers opting for BNPL? More than half of the respondents, 54% to be exact, advanced that the ability to spread the costs allows them to manage their finances more efficiently. While Christmas is about spending time with family and friends, there are a lot of expenses involved. Some people may not have so much money at one go and while others might have the necessary funds, the expenses might leave them dry for the month of January. Thus, BNPL is a way to ease this financial burden and celebrate.

Photo credit: Mohamed_hassan from Pixabay

BNPL is becoming more common

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